DAVE RAMSEY'S BABY STEPS
Dave Ramsey's 7 Baby Steps will show you how to save for emergencies, pay off all your debt for good, and build wealth. It’s not a fairy tale. It works every single time! [1]
Baby Step #1 | Save $1,000 for your starter emergency fund
Baby Step #2 | Pay off all debt (except your house) using the debt snowball
Baby Step #3 | Save 3-4 months expenses in a fully-funded emergency fund
Baby Step #4 | Invest 15% of your household income in retirement
Baby Step #5 | Save for your children's college fund
Baby Step #6 | Pay off your home early
Baby Step #7 | Build wealth and give
[1] Ramsey Editorial Team. "Dave Ramsey's 7 Baby Steps." Ramsey, 5 January 2021,